I went into this year with one goal - pay off my astronomical credit card debt - lots of it was due to car repairs, and a lot of surgery for a dog who didn't survive, plus there were a few weeks where I just didn't have the $ for groceries - but there were also shoe sprees and some clothes trips as well - I admit. However, I had 8 credit cards with varying balances, and I knew I could make a difference. The goal went beyond just paying down the debt. I work a bunch of different jobs, but there is one that I absolutely hate with a passion and I wanted to be financially fit enough to quit it.
uh - now I owe $4,000 MORE than last year. I'm down to 3 credit cards - the 3 lowest interest rated ones, but what the hell did I do??? I was irresponsible and stupid I guess. Once again, we had car repairs and couldn't make ends meet (how does that happen - haven't I learned - oh yea, I was spending $1,000 a month to pay credit cards, then ended up having to charge to make ends meet and then there was interest, and then I loaned my brother money. stupid stupid stupid!
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